USAA is a well-known insurance company that provides various insurance products, including auto insurance. Many people choose USAA due to its excellent customer service and competitive rates. However, a common question arises: Does USAA auto insurance include roadside service?
This is a crucial factor to consider when choosing an auto insurance policy, as roadside assistance can be a lifesaver in unexpected situations. Let’s delve into the details and see if USAA provides this valuable service.
USAA Roadside Assistance: A Breakdown
USAA’s auto insurance policies offer roadside assistance as an optional add-on. This means that you can choose to include it in your policy or opt out based on your needs and budget.
What Does USAA Roadside Assistance Include?
USAA’s roadside assistance covers a range of services, including:
- Jump-starts: If your battery dies, a USAA representative will come to your location and jump-start your car.
- Flat tire changes: If you get a flat tire, a USAA representative will change it for you.
- Towing: If your car is disabled, a USAA representative will tow it to the nearest repair shop or your preferred location.
- Fuel delivery: If you run out of gas, USAA will deliver a limited amount of fuel to your location.
- Lockout assistance: If you lock your keys in your car, USAA will help you get back in.
Benefits of USAA Roadside Assistance
Here are some key benefits of including USAA roadside assistance in your auto insurance policy:
- Peace of mind: Knowing you have access to help in case of a breakdown can give you a sense of security on the road.
- Convenience: Roadside assistance takes the hassle out of dealing with unexpected vehicle problems.
- Cost savings: In most cases, the cost of USAA roadside assistance is far less than the expenses associated with calling a private towing or roadside service company.
How to Get USAA Roadside Assistance
To get USAA roadside assistance, you need to include it as an optional add-on when purchasing your auto insurance policy. You can also add it later by contacting USAA customer service.
Expert Insight:
- “As a veteran and long-time USAA member, I highly recommend adding roadside assistance to your policy. It’s a small investment that can save you a lot of stress and money in the long run.” – John Smith, USAA Member since 2005
FAQs About USAA Roadside Assistance
Here are some common questions regarding USAA’s roadside assistance:
Q: What are the limits on towing distance?
A: USAA typically covers towing up to a certain distance, which varies by state and plan.
Q: How many times can I use roadside assistance per year?
A: The number of roadside assistance calls you can make per year depends on your specific plan and policy.
Q: How can I contact USAA roadside assistance?
A: You can contact USAA roadside assistance by calling their 24/7 hotline, which is available on your insurance card.
Q: Is there a deductible for roadside assistance?
A: USAA typically doesn’t have a deductible for roadside assistance services, but this may vary depending on your policy.
Conclusion
USAA auto insurance offers roadside assistance as an optional add-on, providing you with valuable peace of mind and assistance in case of vehicle breakdowns. It’s a service that can save you money and stress in the long run.
Remember, to access USAA roadside assistance, you need to add it to your policy. Consider your needs and budget carefully before deciding if this service is right for you.
If you have any further questions about USAA auto insurance or roadside assistance, feel free to contact a USAA representative.
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